{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "type": "object",
  "properties": {
    "application_key": {
      "type": ["string", "null"],
      "description": "Unique identifier for the application."
    },
    "application_timestamp": {
      "type": ["string", "null"],
      "description": "Timestamp of the application in UTC."
    },
    "application_source_name": {
      "type": ["string", "null"],
      "description": "Source from which the application was submitted."
    },
    "application_date_of_birth": {
      "type": ["string", "null"],
      "description": "Date of birth of the applicant."
    },
    "ownhome": {
      "type": ["string", "null"],
      "description": "Indicates if the applicant owns a home."
    },
    "employmentstatus": {
      "type": ["string", "null"],
      "description": "Employment status of the applicant."
    },
    "lengthatjob": {
      "type": ["number", "null"],
      "description": "Length of time the applicant has been at their current job."
    },
    "payfrequency": {
      "type": ["string", "null"],
      "description": "Frequency of pay for the applicant."
    },
    "lengthatbank": {
      "type": ["string", "null"],
      "description": "Length of time the applicant has been with their bank."
    },
    "inputipaddress": {
      "type": ["string", "null"],
      "description": "IP address of the device used to submit the application."
    },
    "deviceid": {
      "type": ["string", "null"],
      "description": "Unique identifier for the device used to submit the application."
    },
    "fuzzydeviceid": {
      "type": ["string", "null"],
      "description": "Hashed or partially anonymized identifier for the device."
    },
    "trueip": {
      "type": ["string", "null"],
      "description": "Actual IP address of the applicant's device."
    },
    "dnsip": {
      "type": ["string", "null"],
      "description": "DNS IP address of the device used to submit the application."
    },
    "requestid": {
      "type": ["string", "null"],
      "description": "Unique identifier for the application request."
    },
    "riskrating": {
      "type": ["string", "null"],
      "description": "Risk rating assigned to the application."
    },
    "tmxsummaryreasoncode": {
      "type": ["string", "null"],
      "description": "Reason code summary from third-party risk assessment."
    },
    "digitalidconfidence": {
      "type": ["string", "null"],
      "description": "Confidence score for the digital identity of the applicant."
    },
    "results": {
      "type": ["array", "null"],
      "items": {"type": "object"},
      "description": "ThreatMetrixResponse emailage blob."
    }
  },
  "required": []
}