{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "type": "object",
  "properties": {
    "application_key": {
      "type": ["string", "null"],
      "description": "Unique identifier for the application."
    },
    "application_timestamp": {
      "type": ["string", "null"],
      "description": "Timestamp when the application was submitted in UTC."
    },
    "application_ssn": {
      "type": ["string", "null"],
      "description": "Social Security Number of the applicant."
    },
    "application_email_address": {
      "type": ["string", "null"],
      "description": "Email address of the applicant."
    },
    "application_bank_account_number": {
      "type": ["string", "null"],
      "description": "Bank account number of the applicant."
    },
    "application_is_rejected": {
      "type": ["boolean", "null"],
      "description": "Indicates whether the application was rejected."
    },
    "application_date_of_birth": {
      "type": ["string", "null"],
      "description": "Date of birth of the applicant."
    },
    "EventType": {
      "type": ["string", "null"],
      "description": "Type of event associated with the application."
    },
    "RiskRating": {
      "type": ["string", "null"],
      "description": "Risk rating assigned to the application."
    },
    "TmxSummaryReasonCode": {
      "type": ["string", "null"],
      "description": "Reason code summary from third-party risk assessment."
    },
    "DigitalIdConfidence": {
      "type": ["string", "null"],
      "description": "Confidence score for the digital identity of the applicant."
    },
    "TrueIpGeo": {
      "type": ["string", "null"],
      "description": "Geolocation information of the true IP address used in the application."
    },
    "Blob": {
      "type": ["string", "null"],
      "description": "Raw data blob containing additional information related to the application."
    },
    "DeviceId": {
      "type": ["string", "null"],
      "description": "Unique identifier for the device used to submit the application."
    },
    "FuzzyDeviceId": {
      "type": ["string", "null"],
      "description": "Hashed or partially anonymized identifier for the device."
    },
    "ownhome": {
      "type": ["boolean", "null"],
      "description": "Indicates whether the applicant owns a home."
    },
    "employmentstatus": {
      "type": ["string", "null"],
      "description": "Employment status of the applicant."
    },
    "lengthatjob": {
      "type": ["number", "null"],
      "description": "Length of time (in months) the applicant has been at their current job."
    },
    "payfrequency": {
      "type": ["string", "null"],
      "description": "Frequency of pay for the applicant (e.g., weekly, biweekly, monthly)."
    },
    "lengthatbank": {
      "type": ["string", "null"],
      "description": "Length of time the applicant has been with their bank."
    },
    "educationlevel": {
      "type": ["string", "null"],
      "description": "Highest level of education attained by the applicant."
    },
    "monthsatresidence": {
      "type": ["number", "null"],
      "description": "Number of months the applicant has lived at their current residence."
    },
    "state": {
      "type": ["string", "null"],
      "description": "State of the current residence."
    },
    "zip": {
      "type": ["string", "null"],
      "description": "Zip of the current residence."
    },
    "ReasonCode": {
      "type": ["string", "null"],
      "description": "Reason code from ThreatMetrix."
    }
  },
  "required": []
}